Services
MEDCO MUTUAL SERVICES
Mutual services promoted by medco are part of the most powerful non-profit system of health and social services in italy! these mutual services due to the medco promoter are now in romania now!
Mutual services represent the largest Private Health Care System in Italy. They are now also available for Romanians! This system provides its members with high quality medical services at low cost. Mutual services act through a cooperative approach and aim to protect the health and quality of life of its members. These services use a research office made up of medical, legal and statistical professionals, so that the proposed healthcare plan is a real response to members’ needs. Thanks to a modern and well-tested management system, members are guaranteed quick access to information and early diagnosis. Unlike insurance services, mutual societies are non-profit organizations. These organizations welcome people of all ages, professions, regardless of their health or medical history. Mutual promoters, more than 3,000 throughout Italy, inform about the health benefits and spread the culture of mutual assistance along with that of prevention. Mutual services in accordance with their mission, collaborate with non-profit organizations by actively participating in supporting charitable activities. The Mutual System / Service is an innovative and functional system in all developed countries in Europe.
Mutual services represent the largest Private Health Care System in Italy. They are now also available for Romanians! This system provides its members with high quality medical services at low cost. Mutual services act through a cooperative approach and aim to protect the health and quality of life of its members. These services use a research office made up of medical, legal and statistical professionals, so that the proposed healthcare plan is a real response to members’ needs. Thanks to a modern and well-tested management system, members are guaranteed quick access to information and early diagnosis. Unlike insurance services, mutual societies are non-profit organizations. These organizations welcome people of all ages, professions, regardless of their health or medical history. Mutual promoters, more than 3,000 throughout Italy, inform about the health benefits and spread the culture of mutual assistance along with that of prevention. Mutual services in accordance with their mission, collaborate with non-profit organizations by actively participating in supporting charitable activities. The Mutual System / Service is an innovative and functional system in all developed countries in Europe.
PRESENTATION OF THE MUTUAL PACKAGE
Family nucleus consisting of 4 people in which the holder is 50 years old, the annual costs with health insurance are 4,000 euros per year.
With the Mutual Service, the cost for the family nucleus is only 1,500 euros per year, regardless of the number of members (husband / wife children up to 26 years old, unmarried couple and children of each of them, couple without children).
The Single package is 1200 euros per year for a coverage of up to 120,000 euros, or 150 euros per year with a coverage of 150,000 euros. The mutual service also charges a membership fee of 65 euros per year / per core or 65 euros per year / single.
With the Mutual Service, the cost for the family nucleus is only 1,500 euros per year, regardless of the number of members (husband / wife children up to 26 years old, unmarried couple and children of each of them, couple without children).
The Single package is 1200 euros per year for a coverage of up to 120,000 euros, or 150 euros per year with a coverage of 150,000 euros. The mutual service also charges a membership fee of 65 euros per year / per core or 65 euros per year / single.
WHY CHOOSE MUTUAL SERVICES?
MUTUAL Services vs. INSURANCE Services
MUTUAL SERVICES
- Mutual services are non-profit organizations. They are composed of members.
- The associate member signs a membership form with the Mutual Service, and the membership can be held for life, if desired. The health plan will accumulate value over time and can be transferred to children or grandchildren.
- The financial commitment is the same for all members of the Mutual Service, regardless of age, number of family members and their health.
- You can become a member of the Mutual Services at any age, for example even at the age of 70, 80 or 85 and even if you have suffered from serious illnesses.
- The mutual service does not exclude you after the age of 65, you can be a member for life.
- Only the member can conclude the relationship with the Mutual Service.
- The mutual service also covers pre-existing illnesses, after 3 years of contributions.
- The health plan provided by a Mutual Service also includes a part dedicated to Prevention by performing annual check-ups. These checks represent a certain cost for the Mutual Service, regardless of the member's health.
INSURANCE SERVICES
- Insurance companies act for profit. Insurance companies have customers.
- The client signs a contract with the insurance company.
- The financial commitment to an insurance company is very high and varies depending on the age of the insured, the number of family members and the health of all.
- Insurance companies limit access to services based on age. You can no longer benefit from a health insurance policy if you are over 65 or if you have a serious pre-existing illness.
- Insurance companies limit the duration of the insurance policy according to age. After the age of 65, you can no longer benefit from health insurance and you cannot renew your policy, if you are already a customer.
- Insurance companies reserve the right to terminate the contract at any time if the client suffers from repeated serious illness.
- Insurance companies do not cover pre-existing policies, which is often a reason for total exclusion.
- The health insurance policies do not include the prevention part, as this represents a certain cost.